488 Chapin Street, Ludlow, Massachusetts 01056, United States
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Massachusetts Chapter 115 Program
chapter 115
What is the Chapter 115 Benefits Program?
The Chapter 115 Benefits Program is a Massachusetts state initiative that provides financial aid for food, shelter/housing, clothing, and medical care to veterans and their dependents who have limited incomes and reside in Massachusetts. The program is overseen by the Massachusetts Department Veterans’ Services (DVS), which runs the program in partnership with local Veterans’ Service Officers (VSOs).
Who can get Chapter 115 Benefits?
There are three requirements to get these benefits.
You must (1) be a veteran or a dependent of a veteran;
(2) have financial need; and (3) live in Massachusetts
What types of Chapter 115 Benefits are available?
Cash Assistance
You can get a monthly cash payment. Whether you can get this cash payment depends on your living situation, special needs, and income. For example, if you are a single applicant living alone, you might qualify for between $1 and $1436 each month.
Medical Expense Reimbursements
You can be reimbursed (in full or in part) for various types of medical expenses, such as insurance premiums, co-pays, dental work, hearing aids, and eyeglasses.
Even if you have too much income to get cash assistance, you still might be able to get medical expense reimbursements.
Emergency Assistance
You might be able to get financial aid if you are behind on your mortgage, rent, or utility bills. You might be able to get financial aid for emergency home repairs or in cases of natural disasters.
Other State Veteran Benefits
DVS provides other benefits besides Chapter 115 benefits. These include Annuities, Bonuses, Burial Allowances, Moving Assistance, and Transportation to Medical Appointments.
Veterans Bill of Rights
M.G.L. ch. 115 and 108 CMR (Code of Massachusetts Regulations)
You have a right to:
- File a written application for veterans' benefits at any time. You can insist upon this right, even if told that you are not eligible. 108 CMR 4:02 (1)
- Receive assistance from your local veterans' agent in completing your application (M.G.L. ch. 115, s. 3)
- Receive a full explanation of the services and benefits available under M.G.L. ch. 115, as well as other available benefits
- Receive a written notice and explanation of the approval or denial of your application for benefits (108 CMR 8.02)
- Be treated with dignity and respect and to receive accurate, courteous, and timely service
- Appeal and request a hearing if you disagree with any action taken in your case [108 CMR 8.07(1)]
- Expect confidentiality; personal information will not be collected or used except for the purpose of determining your eligibility for benefits (M.G.L. ch. 40, s.51)
- Receive fair and equal treatment without regard to sex, race, religion, handicap, ethnicity, or national origin (M.G.L. ch. 151B, s.3)
- Preference in public employment (M.G.L. ch.31, s.12, 26, 28 and ch. 41, s.112.)
Copyright © 2023 Ludlow Department of Veterans' Services - All Rights Reserved.
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